Life Insurance Products

Throughout your life, Events like marriage, the birth of your children, and retirement change your insurance needs. Depending where you are in your life will determine which type of and how much life insurance is most appropriate for you. One of our hometown Agents can help you determine if you need whole life or term life insurance.

Whole Life Insurance

  • It can provide coverage for your entire life and also builds cash and loan value with premium payments
  • Premiums never increase and coverage never decreases
  • Whole life is generally more expensive than term life Insurance because coverage lasts a lifetime

Term Life Insurance

  • Term life insurance provides coverage for a limited period of time
  • After that period, policyholders typically pay increased premiums to continue coverage
  • Term life insurance is usually less expensive than whole life insurance